I'm a junior in college and im living off campus. Im struggling to pay all my bills because they are so high. Im working as a cashier but that is barely paying the bills. I have a car note, car insurance, lot rent, book fees, phone bill, light bill and im behind on most of them. My home is in poor shape, the floors needs to be done, my refrigerator is currently out, im sleeping on the floor because i cant afford a bed right now, and i barely have enough money to buy food sometimes i go without. Help would be truely appreciated right now...thank you